An independent guide

ORAL is not a Government of Canada website and does not process enrolment. Official sources are authoritative for program rules and coverage decisions.

Eligibility

The federal criteria include no access to private dental insurance, adjusted family net income below $90,000, Canadian tax residency, and required tax returns. Check the official rules; declining available insurance does not automatically make you eligible.

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Coverage

The plan may contribute to eligible examinations, preventive services and certain restorative, endodontic, periodontal, denture and oral-surgery services. Limits and preauthorization requirements apply. Confirm the exact procedure before care.

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Your share of the cost

Coverage is based on CDCP fees, which may differ from a practice’s fees. Co-payments and additional charges can remain. Ask for a written estimate showing the plan’s contribution and your responsibility before accepting treatment.

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Before your appointment

Confirm active coverage, your start date and whether the practice accepts CDCP claims. Ask if preauthorization is needed and whether it has been approved. An eligibility letter is not approval for every treatment.

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Applications and renewals

Apply and manage coverage through official Government of Canada channels. Coverage periods and renewal requirements matter; check current dates directly rather than relying on an old letter or an advertisement.

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Dentures, root canals and oral surgery

Rules differ by exact procedure. Your provider should check limits, criteria and preauthorization requirements. A covered category does not mean every procedure in that category is covered.

Frequently asked questions

Is treatment free?

Not necessarily. Co-payments, differences in fees or uncovered services can leave a balance to pay. Confirm charges before treatment.

Does every provider participate?

Ask the practice directly whether it accepts CDCP claims and can see you for the requested service.